Friday, May 14, 2010

Health insurance

Regarding a classmate's blog about health insurance, I totally agree with the much needed health insurance for all citizens in Texas. With health insurance, the citizens can feel safe and assure that they will be taken care of when they are sick or hospitilized. We all deserve to have an equal health care system, especially since Texas is so wealthy industrially. Being ranked as one of the most populated stated, but at the same time one of the states with the most insured. This altogether just makes Texas look bad in a waybecause it makes Texas seem cold hearted and neglected about their own people. Isn't that true though? So many people are walking around uninsured, and Texas is not doing anything.

On the other hand, I think that Obama's plan is great! It will give everyone a chance to have health insurance and know that they are covered when they go to the doctor. However, the issue we need to worry is who is this everybody we are regarding to? Will this be the illegal immigrants as well? Not only that, but we have to consider another major problem: money. How much does the health insurance cost? Will it be affordable and reasonable for everyone? In general, I think that a nationwide health insurance is great but we must look at other important details before giving everyone the agreement that they are all insured.

1 comment:

  1. Giving a response to Kylie Nguyen blog about health insurance, here is something to chew on--every year, the U.S. Census Bureau—in its Current Population Survey (CPS)—reports the number of people who are uninsured. This widely quoted number is intended to offer an estimate of how many people did not have any type of health insurance at any point in time during the previous calendar year.
    There are many people, however, who are uninsured for a portion of
    a year but not for the entire year. Though these individuals may suffer
    severe consequences to their health and their economic well-being as a result of being uninsured, they are not included in the Census Bureau’snumber.
    In March 2009, Families USA released a new report, Americans at Risk: One in Three Uninsured, which was designed to provide a comprehensive picture of how many Americans were directly affected by the lack of health coverage in 2007-2008. That report contains national data, aswell as a detailed discussion of the methodology, and it is available online at www.familiesusa.org. This fact sheet presents new state-specific data that mirror the national data in Americans at Risk.

    Now almost half of nonelderly Texans had no health coverage at some point in the past two years, and that emphasizes the need to make good on health care reform promises. A report released by Families USA found 44 percent of Texans did not have health insurance, many for six months or more, in 2007 and 2008, said Ron Pollack, the group's executive director.
    Of the 9.3 million Texans affected, 82.6 percent were in working families, Pollack said.
    So, I believe this data means at least one person in their families was working part or full time, with the overwhelming majority of them working full time.

    I believe everyone assumes that it must be someone that is unemployed and that is not necessarily true.
    Sixty percent of Hispanic Texans are or have been uninsured in the past two years, while for black Texans the percentage is 43 percent and for Anglo Texans it's 29 percent.
    I believe that the impact on minorities ... is unfortunate. Texas has the highest percentage of residents who were uninsured at some point in the past two years which I believe is attributed that to the high cost of health insurance and lack of regulation in Texas. This has led to huge variations in the cost of small group coverage that puts it out of reach for many small employers. I think our state can do alot better in providing health coverage at a lower cost.

    ReplyDelete